Terms of Use

Welcome to Praetorian Insurance Company. These terms of use govern your use of this website, mobile app, and all related services (collectively, the “Services”). By using these Services, you agree to be bound by these Terms.

  1. Eligibility

To use the Praetorian Insurance Services, you must be at least 18 years old and have the legal capacity to enter into contracts. Using these Services, you represent and warrant that you meet these eligibility requirements.

  1. Use of Services

You agree to use these Services only for lawful purposes and by these Terms. You agree not to:

  • Use these Services in any way that violates applicable laws or regulations
  • Use these Services to harm or harass others
  • Attempt to gain unauthorized access to the systems or networks
  • Use these Services to distribute spam, malware, or other harmful content
  • Reverse engineer, decompile, or disassemble the software
  • Use these Services to infringe on the intellectual property rights of others
  • Use these Services to engage in any fraudulent or deceptive activity
  1. Account Registration

You may need to create an account to use certain features of these Services. You agree to provide accurate and complete information when creating an account and keep your account information current. You are responsible for maintaining the confidentiality of your account login credentials and all activities under your account.

  1. Intellectual Property

The Praetorian Insurance website, mobile app, and all content and materials provided by the company are protected by intellectual property laws, including copyright and trademark laws. You may not copy, modify, distribute, or create derivative works based on their content or materials without their prior written consent.

  1. Limitation of Liability

They provide their Services on an “as is” and “as available” basis without any warranties or representations. They do not guarantee that their Services will be error-free, uninterrupted, or secure.

To the extent permitted by law, they will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of their Services, including but not limited to loss of data or profits or any harm to your reputation or business.

  1. Privacy

They take the privacy of their users very seriously. Their privacy policy outlines how they collect, use, and protect your personal information. By using their Services, you agree to the terms outlined in this privacy policy.

  1. Modifications

They may modify these Terms anytime by posting the updated terms on this website or mobile app. Your continued use of their Services after any such modification constitutes your acceptance of the modified Terms.

  1. Termination

They reserve the right to terminate your access to their Services at any time, for any reason or no reason, without notice or liability.

  1. Governing Law

These Terms and any disputes arising out of or related to these Terms or their Services shall be governed by and construed by the laws in the 50 states. Any legal action or proceeding arising from or related to these Terms or their Services shall be brought exclusively in the state or federal courts in the EASTERN DISTRICT OF KENTUCKY CENTRAL DIVISION at LEXINGTON.

  1. Contact Praetorian Insurance

If you have any questions or concerns about these Terms or the Services, please get in touch with the Praetorian at:

Praetorian Insurance Company 123 Main Street Anytown, USA 12345 (555) 555-1234 info@praetorianinsurance.com

These Terms were last updated on 03/Mar/2023.