Home Insurance Services

Praetorian Insurance Company is a subsidiary of QBE Insurance Group Limited, one of the world’s leading insurance companies with operations in more than 30 countries.

Praetorian building 1895

Your residence is typically among the biggest investments you make in life. Ensure you’re prepared for any unexpected events by obtaining homeowners insurance.

Homeowners Insurance

Homeowners insurance not only provides coverage for the home itself but also for other belongings. The appropriate coverage can help you replace items that would otherwise be financially unaffordable. When you opt for home insurance from the Praetorian Insurance Agency, you can expect the following:

Coverage for items like furniture, appliances, clothing, and more Discounts for possessions you already have, like smoke alarms Prompt and courteous customer service.

Were you aware that if you're renting a home, your landlord's insurance policy does not extend coverage to your personal belongings?

Renters Insurance

Securing a renters insurance policy is an economical method to guarantee the protection of your valuable possessions that you have worked so hard for.

  • Obtain coverage for your personal belongings, including furniture, electronics, appliances, and other items.
  • Utilize their personal property calculator to determine the appropriate amount of coverage you may require.
  • You may be eligible for a Multi-Policy Discount, which can provide discounts on your Praetorian Auto policy.

Although your condo association or co-op corporation may have insurance that covers certain aspects, it does not extend to your personal items or the interior of your unit.

Condo/Co-Op Insurance

It’s crucial to ensure you have the appropriate coverage, and with praetorian, you can see how much you can save.

  • Safeguard yourself against losses due to fire, lightning, theft, vandalism, and other similar incidents.
  • You can save money by having safety devices such as alarm systems or deadbolts installed.
  • Utilize their personal property calculator to determine the appropriate amount of coverage you may require for your personal possessions.

After investing your time and effort into purchasing your home and belongings, ensure they are safeguarded with adequate protection.

Mobile Home Insurance

Obtain cost-effective coverage for your mobile home with a tailor-made policy.

  • Protection for your personal belongings and liability.
  • Conveniently pay your bill and manage your policy online.
  • Utilize their personal property calculator to determine the appropriate amount of coverage you may require for your personal belongings.

If you own multiple rental properties or plan to sublet your home for a year, a landlord insurance policy can provide you with the confidence to rent out your property securely.

Landlord Insurance

  • Safeguard against damage to the residence, including permanent structures, with adequate protection.
  • Protection for single-family homes, condos, and townhouses with appropriate coverage.
  • May provide coverage for loss of rent in case of a covered claim.

If you're required to purchase flood insurance or seeking additional protection, Praetorian can assist you in acquiring a flood insurance policy through the National Flood Insurance Program (NFIP).

Flood Insurance

  • Rates are customized to your specific location.
  • Employ their personal property calculator to determine the appropriate amount of coverage you require for your personal possessions.
  • Supported by the federal government.